Identity (Beta)

Stop fraud, not customers

KYC, KYB, and identity verification to onboard and re-verify customers across every touchpoint, accessible from a single integration.

Identity verification for speed, scale, and security

Atelio Identity provides a thoughtfully-designed identity verification solution, backed by the expertise of FIS.

Smart verification that drives conversion

Our intelligent onboarding flows create the shortest user path to verification, boosting conversions without sacrificing security.

Turn-key workflows

Use our pre-configured identity workflows to get started quickly, informed by our experience working with thousands of banks.

One platform, one data model

Streamline your verification process from a patchwork of tools to a single platform that consolidates customer data across touch points.

Features designed to verify customers while stopping fraudsters

Robust verification tools

Verify users with OTP, device signals, behavioral analysis, synthetic ID detection, email & phone intelligence, sanctions screening, and more – unified by one API.

Onboarding flow visualization

Use interactive Sankey diagrams to understand your entire onboarding flow. Identify drop off-points and fine-tune decision paths to optimize your verification strategy.

Accurate document verification

Allow your users to capture their IDs on the first try. Atelio Identity uses native App Clips, which capture higher-resolution images compared to browser-based methods, for better deepfake detection.

Integrated case manager

When automatic verification isn't possible, cases are routed to an intuitive workspace where agents can see the customer’s complete profile.

API or hosted experience

Use our developer-friendly APIs to build custom experiences, or launch quickly using our pre-optimized, hosted verification flow that requires limited coding.

How it works

Step-by-step guide

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Adaptive verification infrastructure

Read our Docs

Onboarding verification

Streamlined CIP and KYC onboarding for individuals and businesses.

Step-up authentication

Triggered checks for login, transactions, and sensitive updates.

Biometric & behavioral validation

Passive signals and biometric verification to detect anomalies and reduce friction.

Behavioral & device signals

Real-time insights from devices, user patterns, and session data inform verifications.

Synthetic identity detection

Catch more fake or constructed identities before they enter your system.

Intelligent identity graph

Networked insights across the Atelio ecosystem for smarter risk detection.

Privacy-first design

Data minimization, transparency, and user consent are built-in.

Continuous optimization

Machine learning models that learn from interactions to increase effectiveness.

Developer-friendly integration

APIs, SDKs, and clear documentation for seamless setup.

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