Verify users with OTP, device signals, behavioral analysis, synthetic ID detection, email & phone intelligence, sanctions screening, and more – unified by one API.
Stop fraud, not customers
KYC, KYB, and identity verification to onboard and re-verify customers across every touchpoint, accessible from a single integration.
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Identity verification for speed, scale, and security
Atelio Identity provides a thoughtfully-designed identity verification solution, backed by the expertise of FIS.
Our intelligent onboarding flows create the shortest user path to verification, boosting conversions without sacrificing security.
Use our pre-configured identity workflows to get started quickly, informed by our experience working with thousands of banks.
Streamline your verification process from a patchwork of tools to a single platform that consolidates customer data across touch points.
Features designed to verify customers while stopping fraudsters

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Use interactive Sankey diagrams to understand your entire onboarding flow. Identify drop off-points and fine-tune decision paths to optimize your verification strategy.
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Allow your users to capture their IDs on the first try. Atelio Identity uses native App Clips, which capture higher-resolution images compared to browser-based methods, for better deepfake detection.
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When automatic verification isn't possible, cases are routed to an intuitive workspace where agents can see the customer’s complete profile.

Use our developer-friendly APIs to build custom experiences, or launch quickly using our pre-optimized, hosted verification flow that requires limited coding.
How it works
Step-by-step guide
Adaptive verification infrastructure
Onboarding verification
Streamlined CIP and KYC onboarding for individuals and businesses.
Step-up authentication
Triggered checks for login, transactions, and sensitive updates.
Biometric & behavioral validation
Passive signals and biometric verification to detect anomalies and reduce friction.
Behavioral & device signals
Real-time insights from devices, user patterns, and session data inform verifications.
Synthetic identity detection
Catch more fake or constructed identities before they enter your system.
Intelligent identity graph
Networked insights across the Atelio ecosystem for smarter risk detection.
Privacy-first design
Data minimization, transparency, and user consent are built-in.
Continuous optimization
Machine learning models that learn from interactions to increase effectiveness.

Developer-friendly integration
APIs, SDKs, and clear documentation for seamless setup.